Tag Archives: Wealth

Financial Control

Posted on June 15, 2011 by Richard Harter

Families now more than ever need to develop and learn financial control. It is estimated that 98% of American families have no financial control. Most families financial control consists of looking at the lower right hand corner of their check register. If there is money there, spend it!

Families have been headed in the wrong direction for too long. It took just twelve (12) years (1992 to 2004) to double personal debt to some $10 trillion. Since then it has gone up to over $12 trillion. Did you know that the average family in America has $9,500 on credit cards. Some metropolitan areas like Seattle, WA have an average $12,000 per family. Continue reading →

Financial Freedom

Posted on June 14, 2011 by Richard Harter
Financial Freedom

Six Steps to Financial Freedom

You can achieve FINANCIAL FREEDOM or financial security by following the Six Steps to Financial Freedom.

You may have heard of or read the book “The Millionaire Next Door.” In it they say that millionaires “allocate their TIME, ENERGY, and MONEY efficiently, in ways conducive to building wealth.” For financial freedom you have to make the most of your money. You can with a new way of thinking. Continue reading →

Wealth Creation

Posted on May 17, 2011 by Richard Harter

The Creation of Wealth is More than Investing

If you are going to be successful at creating wealth you have to stop creating debt. In fact it is the art of managing and eliminating debt that gives you the power to create wealth. Of the two, which do you think is easiest, creating wealth or creating debt? What would it be like to be 100% debt free? Is it even possible? Most believe they will never be debt free.

Money (currency) is nothing more than the storage of your time. Every time you spend a dollar you spend some of your time. Why spend the extra time (interest) if you do not have to spend it? Continue reading →