Owning a House

Owning a House - Lifestyle Equity Builder

Do You Really Own Your House?

Owning a House - Lifestyle Equity BuilderHome ownership…the American Dream! Two kids, a dog and a cat, a white picket fence and a mortgage, what more could you want? We were doing pretty good until we got to the part about a mortgage, that part’s not so exciting! Does the bank own your house or do you?

If you want to own a house, you have to have a mortgage, right? Not necessarily!

Yes, it’s true, most of us have to start by taking out a mortgage in order to get our home, most of us don’t have several hundred thousand dollars sitting in the bank that we can buy a house outright. In fact, most of us have to take out mortgages that run for 30 years.

Will You Ever Own Your House?

Will you have to pay on your mortgage for 30 years before you’re the legal homeowner? Unfortunately, that’s what most people believe, but in fact, it’s just not true.

You can pay off your mortgage sooner than you thought by following an equity acceleration program.

How Does it Work?

Lifestyle Equity Builder, the original debt elimination and equity acceleration program is a proven strategy to help homeowners build equity by completely eliminating their debt, which includes eliminating their mortgage.

With over 40 year of experience, we can help you save money on your mortgage and all other debt you may have, which helps you become financially free. We can help you eliminate your debt in about 1/3 of the time. Did you ever think it was possible?

Your future is looking pretty great…

  • Live a debt free life
  • Live Debt Free - Lifestyle Equity BuilderFree to send your kids to college
  • Free to save money
  • Free to plan for retirement
  • Free to live an independent lifestyle
  • Free to invest
  • Free to own more than one property

Wouldn’t you like to be the “homeowner” and take that title from your bank?

Contact us for a free financial analysis


Sandwich Generation

Sandwich Generation - Lifestyle Equity Builder

What Struggles Do You Face as Part of the Sandwich Generation?

Sandwich Generation - Lifestyle Equity BuilderIf you’re part of the “Sandwich Generation”, you are probably between the ages of 40 and 60 years old, and according to the Pew Research Center, you are in the group of 1 in 8 Americans that find themselves not only raising their own children, but also caring for an elderly parent or grandparent.

You are also in the group called “Baby Boomers”, and many of you feel like you are being parents to your parents as well as to your children.

A contributing factor that has caused the sandwich generation is the simple fact that people are living longer now than ever before, which means many of us who are retiring or near retirement age have aging parents. Parents who, because of their age have health issues and need special care to get along. And the numbers are growing.

Pressures of the Sandwich Generation

The issues facing this generation are obvious:

  • Physical – You’re getting older yourself, and the physical demand required to care for your parents, especially if they have health issues, and your children canĀ  be overwhelming.
  • Emotional – As much as you love your parents, it can be emotionally draining as you deal with their elderly idiosyncrasies.
  • Legal – You may not only need to manage your own legal issues, but also those of your parents, such as Social Security and Medicare
  • Financial – Your parents may not have the available resources for their own care, and if you are an only child, or the only willing child, that responsibility falls to you. Will you need to dip into your retirement fund or your savings?
  • Time Demands – It becomes a big balancing act as you try to divide your time between your children, your marriage, your parents, and oh yes – your own needs.

What Can You Do?

Whether you are already there or you can see it coming, there are things you can do:

  • Take care of #1 – you. Don’t be a martyr to the cause, it will only make you angry and resentful. Continue to find time to do the things you enjoy. Stay healthy and fit.
  • There are organizations in the community that offer activities and support, use the services they provide.
  • Sandwich Generation Caregivers - Lifestyle Equity BuilderDon’t neglect your marriage. If you are married, that relationship should come above all else, keep it alive, your current situation won’t last forever.

These suggestions might seem simple, but they can make a big difference in your emotional state as you deal with the challenges and adjustments of being “sandwiched”.

How do you deal with the financial drain?

We see a growing number of Americans in this situation and understand their need to have their finances in order for peace of mind and for the reality of life. The Lifestyle Equity Builder can provide the solution to your financial freedom.

We concentrate on Keeping America Strong one Family at a Time

Contact us for a free financial analysis today!

Money Problems

Image of Poor budgeting leads to money problems - Lifestyle Equity Builder

How Can You Fix Your Money Problems?

Image of Poor budgeting leads to money problems - Lifestyle Equity BuilderEven if you have a good job, which many people today don’t, you can find yourself having money problems.

It doesn’t mean that you don’t make enough money, it means you spend more than you make.

“If you would be wealthy, think of saving as well as getting.” – Benjamin Franklin

“The mint makes it first, it is up to you to make it last.” – Evan Esar

When it comes to money management, these two quotes say it all!

Money doesn’t come easy

For most of us, money is not easy to come by and is not easy to hold onto…it often seems like our money is spent before the paycheck hits the bank.

With that mind, it’s easy to see why people find themselves in debt. ..we develop debt creating habits. Habits that can become lifestyles of poor money management, which are challenging to change and sooner or later lead to problems.

Make a change

Making a change in how you think of money, spend money and save money can lead to a debt free future.

  • Design and stick to a realistic budget – this is the first step in good money management.
    • Start by looking at your income and your necessary outgo.
  • Start saving
    • Even if it’s just a few dollars a month – begin a savings plan. As you get more on top of your expenses, you will probably be able to save more over time.
  • Eliminate your “non-essential” expenditures with creative alternatives.
    • No more morning lattes – brew your own coffee.
    • Avoid vending machines and snack bars…pack you own snacks and lunches at home, they’ll taste better, less expensive and probably be better for you.
    • Image of Save money by eliminating extra spending - Lifestyle Equity BuilderReplace movie theater movies with rentals, it’s about 1/3 of the cost, and the popcorn is better and less expensive too.
  • Pay with cash
    • If you pay only with cash, when the cash is gone, the spending ends.
    • Credit cards often enable “easy” spending. If you have multiple cards, carry only one, it will help eliminate the feelingĀ  of unlimited funds.
  • Make it fun – enjoy the challenge – set goals and milestones that you celebrate when they’re achieved.

At Lifestyle Equity Builder, we help people get out of debt and build wealth one family at a time.

Contact us for a Free Financial Analysis Today!