Author Archives: Richard Harter

About Richard Harter

Richard L. Harter, CPM, CSM, CRES, President/CEO and founder of MDRP Marketing Services, Inc., has an extensive background in the production of financial analysis for major corporations, start-up companies, and all size real estate projects in the area of development and management. Connect with him on Google+

Paying Off House

Image of Should you pay off your house early - Lifestyle Equity Builder

The American Dream…Owning your own home. For the majority of us, that means a mortgage.

Most home mortgages are set up for 30 years duration, with that in mind, most people think they will have moved on before 30 years is up, and the idea of paying the house off is not even considered. Continue reading


HELOC Mortgage

Image of Make your home equity work for you - Lifestyle Equity Builder

This is the final in a 3 part series of articles addressing Reverse Mortgages, sometimes call Equity Conversions or Equity Release.

In this article we will address an alternative solution to Reverse Mortgages or a New Way of thinking…HELOC Mortgage or Home Equity Line of Credit.

Fortunately, for the majority of families with good fiscal responsibility, there is another methodology that can be used to accomplish the same thing at zero (0) costs Continue reading


Equity Conversion

Negatives of Equity Conversion - Lifestyle Equity Builder

In our last post we talked about some of the positive aspects of an Equity Release Loan, also called a Reverse Mortgage or a Home Equity Conversion Mortgage.

So you can make a better decision, in this article we’ll talk about some of the negative features of an Home Equity Conversion Mortgage (HECM). Continue reading